Department of Insurance properly exercised its discretion in denying the application of a woman previously caught cheating on an exam.

Petitioner was caught cheating during the examination component of a Resident Agent License Application. She failed the exam, but the company administering the exam reported the incident to the Georgia Department of Insurance (“DOI”).  After Petitioner took the exam again and passed, the DOI refused to grant her a license. The DOI properly exercised it discretion in denying Petitioner’s application because her earlier conduct amounted to fraudulent or dishonest practices, cheating, and lack of trustworthiness.